SEPAKit SEPAKit
SEPA 2.0 pain.001.001.09 with structured addresses
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Upload SEPA 2.0 File

Drop your SEPA XML file here or click to browse

Supports both SEPA 1 (pain.001.001.03) and SEPA 2 (pain.001.001.09) files

SEPA 2.0 Requirements

This editor supports the new pain.001.001.09 format with structured address fields required from November 2025.

  • City (TwnNm) - Required
  • Country (Ctry) - Required
  • Street (StrtNm) - Optional
  • Building number (BldgNb) - Optional
  • Postal code (PstCd) - Optional

SEPA 2.0 XML Editor (pain.001.001.09)

The new SEPA 2.0 standard (pain.001.001.09) requires structured address information for all payments.

From November 2025, structured addresses are mandatory for non-EER countries. From November 2026, this applies to all SEPA payments.

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