SEPAKit SEPAKit
Edit SEPA files. In your browser.
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Choose SEPA Version

Select the SEPA format you want to work with

pain.001.001.03

SEPA 1.0

Current standard format. Compatible with all European banks.

  • Standard payment fields
  • Free-form address (optional)
  • Widely supported
pain.001.001.09
NEW

SEPA 2.0

New 2025 standard with structured addresses. Required from Nov 2025.

  • Structured address fields
  • Required for non-EER countries
  • Future-proof format
  • Upload SEPA 1 files too
Nov 2025: non-EER • Nov 2026: all payments

Online SEPA XML Editor

SEPA 2.0 - The new standard from 2025

Convert SEPA 1 to SEPA 2

SEPA 2.0 features

Security & Privacy

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